# Borrow ADA: rates on every exchange

Annualised margin borrow rates for ADA at VIP 0, and whether borrowing it to collect negative funding pays after every cost.

Updated 2026-11-11 23:56 UTC · https://afterfees.xyz/borrow/ADA

## ADA borrow rates by exchange

| Exchange | Now | 24 h avg | 7-day avg | Rate counted | Per-account limit | Platform remaining | Status |
|---|---|---|---|---|---|---|---|
| [Gate](https://afterfees.xyz/venues/gate) | 0.35% | 0.35% | 0.35% | 0.35% * | $240K | not published | Borrowable |
| [OKX](https://afterfees.xyz/venues/okx) | 1.01% | 1.01% | 1.01% | 1.01% | $34.9K | not published | Borrowable |
| [Bitget](https://afterfees.xyz/venues/bitget) | 1.93% | 1.98% | 2.03% | 1.98% | $1.1M | $237K | Borrowable |
| [Binance](https://afterfees.xyz/venues/binance) | 3.84% | 4.11% | 4.18% | 4.11% | $213.8K | not published | Borrowable |
| [Bybit](https://afterfees.xyz/venues/bybit) | 5.70% | 6.23% | 6.28% | 6.23% | $167.2K | not published | Borrowable |

_Annualised simply (hourly rate × 8,760). Rate counted = the higher of the current rate and the 24 h average, as in every calculation on AfterFees. * Gate: rate × the published VIP multiplier (inferred)._

## Reverse carry on ADA: borrow and sell spot, long the perp

No reverse ADA carry nets a profit at this size right now.

_At $10,000 per side, held 7 days, after taker fees, order-book slippage and carry._

## ADA perps, most negative funding first

| Exchange | Contract | Rate | Every | Annualised |
|---|---|---|---|---|
| [Pacifica](https://afterfees.xyz/venues/pacifica) | ADA | -0.0023% | 1 h | −20.0% |
| [KuCoin](https://afterfees.xyz/venues/kucoin) | ADAUSDTM | -0.0064% | 8 h | −7.0% |
| [WhiteBIT](https://afterfees.xyz/venues/whitebit) | ADA_PERP | -0.0064% | 8 h | −7.0% |
| [Bitget](https://afterfees.xyz/venues/bitget) | ADAUSDT | -0.0052% | 8 h | −5.7% |
| [Hyperliquid](https://afterfees.xyz/venues/hyperliquid) | ADA | -0.0006% | 1 h | −5.3% |
| [Phemex](https://afterfees.xyz/venues/phemex) | ADAUSDT | -0.0033% | 8 h | −3.6% |
| [Paradex](https://afterfees.xyz/venues/paradex) | ADA-USD-PERP | -0.0017% | 8 h | −1.8% |
| [dYdX](https://afterfees.xyz/venues/dydx) | ADA-USD | 0.0000% | 1 h | 0.0% |

## Coins

|   |   |
|---|---|
| Funding rates and every arbitrage on this coin | [ADA](https://afterfees.xyz/coin/ADA) |

## Questions

**Where is it cheapest to borrow ADA?**

Gate, at 0.35% a year at the rate we count (the higher of the current rate and the 24 h average), among 5 exchanges that lend ADA.

**Can I earn negative funding on ADA by borrowing it?**

Not right now: no reverse ADA carry covers its borrow interest, fees and slippage at $10,000 for 7 days.

_The method behind every number on AfterFees is published; Pro opens each figure into its line-by-line calculation. Estimates from current data, not investment advice. We never hold funds or trade for you._
