# Borrow TIA: rates on every exchange

Annualised margin borrow rates for TIA at VIP 0, and whether borrowing it to collect negative funding pays after every cost.

Updated 2026-11-11 23:47 UTC · https://afterfees.xyz/borrow/TIA

## TIA borrow rates by exchange

| Exchange | Now | 24 h avg | 7-day avg | Rate counted | Per-account limit | Platform remaining | Status |
|---|---|---|---|---|---|---|---|
| [Bitget](https://afterfees.xyz/venues/bitget) | 3.00% | 4.87% | 5.65% | 4.87% | $218.5K | $47.6K | Borrowable |
| [Bybit](https://afterfees.xyz/venues/bybit) | 19.17% | 19.05% | 14.96% | 19.17% | $50.3K | not published | Borrowable |
| [OKX](https://afterfees.xyz/venues/okx) | 24.00% | 24.91% | 23.02% | 24.91% | $20.8K | not published | Borrowable |
| [Binance](https://afterfees.xyz/venues/binance) | 32.91% | 32.93% | 33.98% | 32.93% | $7.5K | not published | Borrowable |
| [Gate](https://afterfees.xyz/venues/gate) | 48.70% | 48.79% | 50.57% | 48.79% * | $30K | not published | Borrowable |

_Annualised simply (hourly rate × 8,760). Rate counted = the higher of the current rate and the 24 h average, as in every calculation on AfterFees. * Gate: rate × the published VIP multiplier (inferred)._

## Reverse carry on TIA: borrow and sell spot, long the perp

No reverse TIA carry nets a profit at this size right now.

_At $10,000 per side, held 7 days, after taker fees, order-book slippage and carry._

## TIA perps, most negative funding first

| Exchange | Contract | Rate | Every | Annualised |
|---|---|---|---|---|
| [Backpack](https://afterfees.xyz/venues/backpack) | TIA_USDC_PERP | -0.0014% | 1 h | −12.2% |
| [dYdX](https://afterfees.xyz/venues/dydx) | TIA-USD | 0.0000% | 1 h | 0.0% |
| [Kraken](https://afterfees.xyz/venues/kraken) | PF_TIAUSD | 0.0001% | 1 h | +1.1% |
| [Bitget](https://afterfees.xyz/venues/bitget) | TIAUSDT | 0.0013% | 4 h | +2.8% |
| [OKX](https://afterfees.xyz/venues/okx) | TIA-USDT-SWAP | 0.0013% | 4 h | +2.9% |
| [Lighter](https://afterfees.xyz/venues/lighter) | TIA | 0.0004% | 1 h | +3.5% |
| [Gate](https://afterfees.xyz/venues/gate) | TIA_USDT | 0.0023% | 4 h | +5.0% |
| [Bitunix](https://afterfees.xyz/venues/bitunix) | TIAUSDT | 0.0031% | 4 h | +6.7% |

## Coins

|   |   |
|---|---|
| Funding rates and every arbitrage on this coin | [TIA](https://afterfees.xyz/coin/TIA) |

## Questions

**Where is it cheapest to borrow TIA?**

Bitget, at 4.87% a year at the rate we count (the higher of the current rate and the 24 h average), among 5 exchanges that lend TIA.

**Can I earn negative funding on TIA by borrowing it?**

Not right now: no reverse TIA carry covers its borrow interest, fees and slippage at $10,000 for 7 days.

_The method behind every number on AfterFees is published; Pro opens each figure into its line-by-line calculation. Estimates from current data, not investment advice. We never hold funds or trade for you._